Keep
holiday spending to your budget! Try to pay by cash or check---or, if using credit cards, have the money to pay the
bill in full when received to avoid costly finance charges
Safety
Protect your
home and car from burglaries---keep doors locked; put packages in trunk; park in well lit areas at shopping centers.
At home, keep gifts hidden, keep doors locked
Holiday
Safety
If you have a living tree, water it
properly; don't keep lights on too long-never when you are away; check all strings of lights and discard any that are
not in good condition; make sure children understand that mistletoe plants and some trees can be poisonous. Consider
all safety guidelines when purchasing gifts for youngsters
Insurance
Call your
agent to add new items to your insurance policy: jewelry, computer equipment and other specialty items should be added
Time
Give yourself some time to enjoy the holiday season---if necessary, buy rather than make those home
made treats---family/friend time is more important than the perfect home decorations or food
Shopping
Save
with after holiday purchases for those you won't see until the season has ended
Driving Safety
Commit not to drink & drive---it's illegal, it's expensive and it could cost a life.
Savings
You can usually save money by late month purchases on cars and other large ticket items---car dealers
and stores want to clear their inventory by year end
Taxes
Be charitable--make
donations before year end will save you taxes, but will also help the needy. Investigate all charities thoroughly before
making a donation
