Insuring Your Future...Today!
November Is The Month To...

BudgetBegin preparing your budget for next year
SafetyMake sure all leaves are picked up, if burning leaves follow all ordinances and safety standards; put away summer equipment and lawn furniture; make sure pool is closed & secured to avoid injury during the winter
TaxesKeep papers organized---tax time is around the corner
OrganizeKeep a list of holiday gifts & holiday obligations---Save it for upcoming years---you'll remember what you bought in the past---listen to what others say they like and keep on the chart "likes and dislikes" for future buying ideas 
InsuranceYour vehicle is now another year older, ask your agent to help you evaluate the current value of the vehicle and whether you should continue physical damage coverage on it or perhaps increase deductibles
Long Term Care InsuranceNursing Home & Nursing Care costs are extremely expensive.  Consider securing a quotation for yourself or for your parents.  A long term care plan may be a good idea to protect the value of their estate.
Save $ & Protect your healthDon't forget the Great American Smoke Out Day---if you quit, put the savings into the bank!
Safety Day light savings time ends---change your smoke detector batteries
Give your car a safety checkWinter driving is approaching---give your car a good check up including tires and brakes



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Planning Calendar Checklist